Pet Insurance
Pet insurance helps provide peace of mind in case the unfortunate should happen. Its purpose is to help cover the costs of unexpected accidents and illnesses that may occur in the future. Unfortunately, no pet insurance plan covers pre-existing conditions, regardless of what the company might claim. For this reason, the best time to purchase pet insurance is while your pet is still young and healthy, before they have a chance to develop any such conditions. This way, anything that happens in the future will be covered.
The best insurance plans we've seen offer 90% coverage, which means you pay 10% of the bill and the insurance company covers the remaining 90% (less your chosen deductible). Although pet insurance is great, it’s important to keep in mind that it won’t necessarily cover everything. Generally speaking, the more expensive a plan is the more it will cover. There are many options out there, so you will need to determine for yourself which cost/benefit ratio best suits your needs. Although it may be tempting, do not pick an insurance plan based solely on cost! Cheap plans are cheap for a reason - always take into account the deductible, medical coverage, and reimbursement each plan provides.
While it’s important to research your options before choosing a plan, never forget that anyone can write anything on the internet! We have dealt with many insurance companies over the years, and we are confident recommending both Trupanion and VPI/Nationwide - although we prefer Trupanion due to the simplicity of their pricing and their ability to pay claims immediately upon checkout (no waiting for a check to come in the mail). For more information, click on the links below to read about each company and the plans they have to offer, or to request a quote specifically tailored to your pet.
The best insurance plans we've seen offer 90% coverage, which means you pay 10% of the bill and the insurance company covers the remaining 90% (less your chosen deductible). Although pet insurance is great, it’s important to keep in mind that it won’t necessarily cover everything. Generally speaking, the more expensive a plan is the more it will cover. There are many options out there, so you will need to determine for yourself which cost/benefit ratio best suits your needs. Although it may be tempting, do not pick an insurance plan based solely on cost! Cheap plans are cheap for a reason - always take into account the deductible, medical coverage, and reimbursement each plan provides.
While it’s important to research your options before choosing a plan, never forget that anyone can write anything on the internet! We have dealt with many insurance companies over the years, and we are confident recommending both Trupanion and VPI/Nationwide - although we prefer Trupanion due to the simplicity of their pricing and their ability to pay claims immediately upon checkout (no waiting for a check to come in the mail). For more information, click on the links below to read about each company and the plans they have to offer, or to request a quote specifically tailored to your pet.
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